Business Owner’s Retirement Plan



How It Works

  • We represent Commercial Lenders willing to lend your clients $1,000,000 or more on an “interest only” basis.
  • These funds are then deposited into an Index account, for the Owner’s benefit, free from market risk, growing tax deferred.
  • At retirement, the Owner can receive lifetime proceeds “tax free”.
  • At the Owner’s death, the loan is repaid and any remaining funds are distributed to the Owner’s beneficiaries, tax free.



Typical Benefits

  • Opportunity for Tax Deductible Interest Payments
  • $1MM+ Loan Proceeds “Drop In” Deposits
  • Tax Deferred Growth
  • Tax Free Life Time Distribution
  • Tax Free Distribution At Death

Is your business owner clients “qualified” 401k plan preventing them from saving enough for retirement?  Then, let Chelten Benefits Group introduce you to our Business Owner’s Retirement Plan.

Complete the form to learn more!

Business Owner’s Retirement Plan vs. 401k Comparison

Business Owner’s Retirement Plan – How It Works