Quote Instructions

“GAP” insurance sales opportunities.

Remember, the strategy behind GAP plans is to increase deductibles as high as possible ($5-10k), then insert GAP insurance to fill deductible gaps.

Supply us with existing rates and plan information, plus rates and plan information for big deductible plan options and we will do the rest!

Suggested plan designs

There continue to be more carriers.  Here are just a few:

BCBSM (groups 50+)

  • CB 15/0, 15/20, 15/30, 15/40 with $5,000 deductibles
  • Simply Blue 2500 HRA
  • Simply Blue 4000 HRA

BCBSM (groups less than 50)

  • Simply Blue 2500 HRA
  • Simply Blue 4000 HRA

BCN (groups 100+)

  • BCN $5,000 ded 0%/20%/30%
  • BCN $7,500 ded 0%/20%/30%

United Health Care

  • $4,000 ded 100/70%

Priority Health

  • $5,000 ded/100% PPO
  • $5,000 ded/80% PPO
  • $3,000 ded/100% POS  or HMO
  • $3,000 ded/80% POS  or HMO

Cofinity Plans (Alden, Trustmark, Liberty Union, etc)

  • $5,000 ded/ 100% PPO
  • $5,000 ded/ 80% PPO